Please read these Terms and Conditions carefully before using our payment gateway enabled Sowmax Technologies Pvt. Ltd. website. These Terms and Conditions govern your use of the Website and the services provided through it.

1. Acceptance of Terms

By accessing or using the Website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these Terms and Conditions, you must not use the Website.

2. Use of the Website

2.1 You must be at least 18 years old to use the Website or have the necessary legal authority to enter into a binding agreement.
2.2 You agree to use the Website only for lawful purposes and in compliance with all applicable laws and regulations.
2.3 You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer or device. You agree to accept responsibility for all activities that occur under your account or password.

3. Payment Processing

3.1 Our payment gateway allows you to make secure online payments for goods and services.
3.2 The payment processing is subject to the terms and conditions of the third-party payment processor we work with. By making a payment through our Website, you agree to comply with the payment processor's terms and conditions.
3.3 We do not store or have access to your payment card details. All payment card information is securely transmitted and processed by the payment processor.

4. Intellectual Property

4.1 The content on the Website, including text, graphics, logos, images, and software, is the property of the Website owner or its licensors and is protected by intellectual property laws.
4.2 You may not modify, reproduce, distribute, display, or transmit any part of the Website without our prior written consent.

5. Disclaimer of Warranties

5.1 The Website and its services are provided on an "as is" and "as available" basis without any warranties, expressed or implied.
5.2 We do not warrant that the Website will be error-free, uninterrupted, or secure.
5.3 We are not responsible for any technical malfunction, loss of data, or other damages resulting from your use of the Website.

6. Limitation of Liability

6.1 In no event shall we be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Website or the services provided through it.
6.2 Our total liability for any claim arising out of or in connection with these Terms and Conditions shall not exceed the amount paid by you, if any, for using the Website.

7. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, liabilities, and expenses arising out of or in connection with your use of the Website or any violation of these Terms and Conditions.

8. Modification of Terms

We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on the Website. Your continued use of the Website after the posting of changes constitutes your acceptance of the modified Terms and Conditions.

9. Termination

We reserve the right to terminate or suspend your access to the Website without prior notice for any reason, including, without limitation, a breach of these Terms and Conditions.

10. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes arising out of or in connection with these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts of [Jurisdiction].

11. Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.

12. Entire Agreement

These Terms and Conditions constitute the entire agreement between you and us regarding your

13. Refund/Cancellation Policy

Fees once paid will not be refunded under any circumstances. We do not impose cancellation fees or charges to compensate for administrative or processing costs associated with your cancellation.

14. Pricing

Pricing can vary greatly depending on the requirement, product, or service. So please contact our customer support directly for pricing/fee-related information. We will be able to provide you with the most up-to-date pricing details and any applicable taxes or fees in INR.

At Sowmax Technologies Pvt. Ltd., we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you use our website payment gateway. Please read this policy carefully to understand our practices regarding your personal data and how we will treat it.

1. Information We Collect

1.1 Personal Information When you use our website payment gateway, we may collect certain personal information from you, including but not limited to:

• Full name
• Contact information (email address, phone number, address, etc.)
• Payment card details (credit/debit card number, expiration date, CVV, etc.)
• Billing information
• Any other information you provide to complete a payment transaction

1.2 Non-Personal Information We may also collect non-personal information about your use of our payment gateway, such as:

• Device information (IP address, browser type, operating system, etc.)
• Log files
• Cookies and similar technologies

2. Use of Information

2.1 Personal Information We use the personal information we collect for the following purposes:

• Processing payment transactions
• Verifying your identity and ensuring security
• Providing customer support
• Complying with legal obligations
• Sending you important notices and updates regarding our services

2.2 Non-Personal Information Non-personal information is used to analyze trends, administer the website, track users' movements, and gather demographic information for aggregate use. This information helps us improve our services and enhance your experience.

3. Disclosure of Information

3.1 Third-Party Service Providers We may share your personal information with trusted third-party service providers who assist us in operating our website payment gateway, conducting business activities, or providing services to you. These service providers are contractually obligated to keep your information confidential and use it only for the purposes specified by us.

3.2 Legal Requirements We may disclose your personal information if required by law, regulation, legal process, or governmental request. We may also disclose information to protect our rights, privacy, safety, or property, as well as those of our users, partners, or the public.

4. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, please be aware that no method of transmission over the internet or electronic storage is 100% secure. Therefore, we cannot guarantee absolute security.

5. Cookies and Similar Technologies

We use cookies and similar technologies to enhance your experience, improve our services, and analyze usage patterns. You have the option to manage cookies through your browser settings, but please note that disabling cookies may affect the functionality of our payment gateway.

6. Third-Party Links

Our website payment gateway may contain links to third-party websites or services. We do not control or endorse the privacy practices of these third parties. We encourage you to review the privacy policies of those websites before providing any personal information.

7. Children's Privacy

Our website payment gateway is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If you become aware that your child has provided us with personal information without your consent, please contact us, and we will take steps to remove that information from our systems.

8. Changes to this Privacy Policy

We reserve the right to modify this Privacy Policy at any time. Any changes will be effective immediately upon posting the updated policy on our website. Your continued use of our website payment gateway after any modifications indicates your acceptance of the updated policy.

9. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices